Total Cost of Ownership Calculator

Compare the real cost of ownership side-by-side including fuel, insurance, tax, maintenance, and depreciation.

Inputs

Car value (£)

Car year

Car age: 5 years

Current mileage

Car type

Annual mileage

Fuel type

MPG

Fuel price (p/litre)

Insurance (£/year)

Tax (£/year)

Servicing (£/year)

Tyres (£/year)

Repairs buffer (£/year)

Total cost (3 yr)

£16,702

Monthly cost

£464

Cost per mile

£0.56

Fuel£5,689

Insurance£2,700

Tax£570

Maintenance£3,150

Depreciation£4,593

Total ownership cost (3 yr)£16,702

Depreciation is estimated from car age, mileage, and car type, with newer and lower mileage cars typically losing value faster.

Mileage is projected over the selected ownership period, so higher annual mileage will increase both running costs and depreciation.

Fuel costs are based on your entered efficiency and fuel price, and scale with your annual mileage.

Maintenance includes servicing, tyres, and a repair buffer, and is assumed to remain consistent each year.

All values are estimates and do not account for unexpected repairs, market changes, or resale timing.